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Auto Insurance Philadelphia

In Philadelphia and Pennsylvania, the law demands that all drivers must have the minimum liability insurance to drive on public roads. Liability insurance makes it possible to compensate other people in case of an accident. At Rice Agency Inc. we offer auto insurance coverage to protect you from financial losses after an accident and help you comply with the state regulations. We advise our clients to get sufficient auto insurance coverage for maximum protection. The following are some of our auto insurance coverage options.

Liability Insurance

Our property damage liability coverage helps you to pay for the costs of repairing or replacing other people’s vehicles or property in case of an accident. Our bodily injury liability coverage compensates you for the price of their medical charges. Our liability insurance coverage helps you to pay for your legal fees in case the other person sues you.

Collision Coverage

This coverage option compensates you for the costs of repairing or replacing your car after a collision accident. Your vehicle may collide with a sign, another vehicle, a tree, or a fence. It also offers you compensation if you get into a single car accident that causes your car to roll over.

Uninsured/Underinsured Motorist Protection

Even though the state requires all drivers to have sufficient liability insurance, some drivers may have little or no insurance. In case of an accident, they may be unable to compensate you for your losses. Our uninsured/underinsured coverage option compensates you in such cases. It may also cover you in case of hit and run accidents.

Comprehensive Coverage

Our comprehensive coverage option covers your vehicle in case of non-collision accidents. It covers accidents that other policies may not cover. They include fires, theft, hitting a deer, and damage from falling objects. Contact Rice Agency Inc. today for your auto insurance needs in Maryland. We will find out your needs and help you find the auto insurance policy that is most suitable.