When you're looking for great value auto insurance in Mount Airy, backed by outstanding customer service, Rice Agency is your solution.
As an independent agent, we work with all the leading insurers for Maryland. That means we can shop around for the best deals for our Mt Airy clients, secure valuable discounts, answer your questions and provide support when you need it.
In other words, we make it easy on you. We do the work and you get the benefits of our experience and expertise in auto insurance, a stone's throw from where you live. No messing about with long distance agents and providers who never get to know you.
Working with scores of satisfied Mt Airy car insurance clients, we've developed a custom auto coverage program tailored to your needs and budget. You have your own personal customer representative supported by one of the fastest-growing agencies in Maryland.
Your policy can be as simple as one that meets the minimum legal requirements for driving in Maryland or a wide-ranging policy that protects you against virtually all the risks you face on today's busy highways.
We'll provide the answers to your questions and the advice you need to make the best-informed decisions. And we'll be here for you if you ever need to make a claim.
You need car insurance to drive on Maryland roads. The law says you must have auto liability coverage -- that's protection in any accident you cause -- for third party injury and damage. Third party means other people and their vehicles or property, not you, your car or your passengers.
It's very limited protection but, to comply with the law, you must have protection for up to $30,000 per person for bodily injury, or a total of $60,000 per incident. You also need $15,000 of protection for property damage.
State law also requires you to have coverage if you're in an accident caused by an uninsured or underinsured driver.
Legal minimum liability insurance is unlikely to provide enough protection for most drivers. If you're in an accident, you could end up seriously out of pocket.
The Rice Agency's custom Mount Airy car insurance program is built around options that give you the protection you really need.
There are many things that can affect your Mount Airy car insurance choice -- like your age, your driving record, the value of your car, and the amount you pay from your own pocket at the start of a claim (the deductible).
We make these things easy to understand and guide you to a wise choice. Plus, we can provide coverage for young drivers and for owners of antique of collectible vehicles.
Furthermore, we are often able to secure valuable discounts for our Mt Airy clients based on things like the level of deductible you opt for, where you park your car, whether you've completed a safe driving course, whether you have another policy with your insurer, and if you drive low miles.
It's these personal touches and money-saving approaches that make the Rice Agency stand out from the rest.
If you're reviewing an existing car insurance policy or just starting out with a newly-owned vehicle, contact the Rice Agency now.
We can arrange a fast quote, or selection of quotes, at no cost and without any obligation on your part.
You get the answers you need. We do the rest!
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