Alena Marchant Your Local Licensed Agent

Thank You for trusting me with all your insurance needs! Quote your Auto right from this site or just send me a message and I will take the guess work out of your insurance.


For PERSONALIZED service email me directly

riceagency@live.com


CLICK GET A QUOTE BUTTON OR CALL ME DIRECT 301-582-2636

So Many Discounts, So Many Savings 

  • New Roof Saving
  • Multi-policy
  • Early signing discount 10% just for quoting early
  • Home Buyer/Home Owner Discount
  • Protective Devices
  • Welcome Discount
  • Responsible Payment Discount  
  • Paid in full Discount
  • Claims-Free 
  • Deductible Rewards
  • Green Improvement Savings (reimbursements)
  • Clean Driving Record 

SAVINGS on your degree. Bachelor's Degree, Masters Degree = $$$

TEACHERS, MEDICAL PERSONEL, FIREFIGHTERS, FIRST RESPONDERS = $$$



AUTO INSURANCE

AUTO INSURANCE

Get the affordable car insurance coverage you deserve.

Our Top Carriers: 

Nationwide, Allstate, Progressive, State Auto, Selective, AIC, Frederick Mutual, SafeCo, Travelers, Main Street, Kemper, Encompass, Bristol West, Donegal

Getting car insurance with ME has never been easier. In fact, you can get a free, personalized car insurance quote right on this page. All you will need to complete your car insurance quote is:

  • A valid driver's license
  • Your vehicle identification number (VIN)
  • The physical address where your vehicle is stored

You may even see some exciting discounts in the mix depending on your driving habits, member affiliations, and more.

You'll receive an outstanding, personalized rate. The best part? I'll go over your policy step by step, too make sure your getting all the discounts you deserve.

MOTORCYCLE INSURANCE

MOTORCYCLE INSURANCE

The three essentials for feeling truly free on a ride:

  • A protective helmet 
  • A solid jacket and foot protection
  • A bulletproof motorcycle insurance policy for you and your passenger

Whether you’ve got the ride of your dreams or you're saving up for your perfect bike, there’s only one way to enhance that feeling of leaving all of your worries behind.

Motorcycle Insurance: do you really need it?

A motorcycle accident that result in serious bodily harm happens every 6 minutes in the United States.

If you think motorcycle insurance is a “wasted” expense, think again. Insurance is more about managing your risks than anything else. Without insurance, all it takes is one accident to drain your savings or your ability to pay medical expenses.

RV / GOLF CART/ BOAT
INSURANCE

RV / GOLF CART/ BOAT INSURANCE

Make sure you have the right recreational vehicle (RV) insurance policy for your next trip. Affordable RV insurance with great coverage for your needs.

RVer's encounter unique situations on the road. I have coverage for all your needs

Motorized RV, Pull Behind Camper Trailer, Travel trailer

Does homeowners insurance cover your boat?

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

Boat Insurance

Does homeowners insurance cover your boat?

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.


HOME INSURANCE

HOME INSURANCE

Dwelling Coverage

Dwelling coverage helps protect the physical structure of your home, like the walls, roof and any attached decks or garages.

Other Structures

Protection for additional buildings on your property such as sheds or detached garages.

Personal Property Coverage

Items in your home, like your furniture. Your belongings are likely worth much more than you might think, and if they're damaged or lost, I help you get ACTAL REPLACEMENT COST. 

Family Liability Coverage

Family liability protection can help if you or one of your family members is found legally responsible for another person's injuries or damage to someone else's property.

A standard homeowners policy typically covers many types of unfortunate and unexpected events, such as fire and smoke, lightning, wind, hail, frozen plumbing, theft, explosion, vandalism, falling objects, and water damage from plumbing, furnace, air conditioner, or water heater.



RENTERS INSURANCE

RENTERS INSURANCE

Most people believe that just because they are renting they do not need insurance.             THAT IS SIMPLY NOT TRUE!

One of the common myths is that the landlord insurance will cover your possession. However, this is not the truth because landlord’s insurance covers the building and damages that result from negligence.

Renter’s personal property

Personal property covered include; Furniture, clothes, jewelry, electronics and any computer equipment. The insurer will reimburse you up to the limit indicated in your contract if your personal property is damaged, stolen or lost. It covers incidences such as explosions, fire, riots, lightning, vandalism and theft.

Renters insurance will also cover your property even though it is not in your home.

Personal liability

If a person gets injured in your apartment, you might be legally responsible for their medical bills. Renters insurance not only covers the medical bills of your injured guest but also the liability if the guest does sue you.

Temporary living expenses


Call Me directly 410-979-9660 OR

CLICK HERE TO EMAIL ME DIRECT

mailto:alena.marchant@outlook.com

FARM INSURANCE

FARM INSURANCE

Coverage highlights

Coverage for broad causes of loss for livestock
includes (but is not limited to):
• Accidental shooting
• Attacks by dogs or wild animals
• Collision causing death of covered animals
• Fire
• Flood loss
• Loading and unloading accidents
• Windstorm

Newly acquired livestock

Property and liability coverage from the #1 farm insurer
for your equine operation.

Breeding, Boarding, Exhibitions and competitions 

TrainingRiding instructors 

Care, custody and control
Limited property damage coverage for equine owned
by others, but in your care, custody or control

COMMERCIAL/BUSINESS INSURANCE Commercial Auto, General Liability, Work Comp, Product Liability

LIABILITY INSURANCE

LIABILITY INSURANCE

Liability insurance ensures that any injuries caused to third parties.

It comes into play when another person sues your business for property damage or personal injury. Having a liability insurance will ensure that the cost of solving the suit is covered. Having a general liability policy will cover a number of risks such as when a customer gets injured in your premises.

BUSINESS INTERUPTION INSURANCE

BUSINESS INTERUPTION INSURANCE

Having a business interruption insurance policy will cover any losses the business might incur if the business’s operation is ceased. For the business interruption insurance policy will come in play when the business can show that they lost income for a given period of time whether days, weeks or months. The policy will compensate the business for the amount of income they would have received if there were no interruptions.

WORMANS COMP

WORMANS COMP

Workers compensation insurance is all about your employees remember business cannot run without employees.

This cover will help cover any death benefit in case an employee dies or medical treatment cost if an employee is injured when conducting their duties for the business.

FIDELITY INSURANCE

FIDELITY INSURANCE

For any business or company, their employees are their most valuable assets.

However, some employees can be dishonest and there is a possibility of your employees disclosing customers confidential information and this could result in being sued.

Fidelity insurance policy will, therefore, cover any unauthorized activities resulting from the activities of an employee

HEALTH INSURANCE SAVE 45%-55%

HEALTH INSURANCE SAVE 45%-55%

PLEASE CALL OR EMAIL ME DIRECT FOR HEALTH INSURANCE QUOTE 

410-979-9660 OR mailto:alena.marchant@outlook.com

Consumer Driven HealthCare 

Stop paying ObamaCare Prices! I have non-ACA and Traditional Insurance options.

  • $5 Million Lifetime Coverage 
  • Freedom to choose any Doctor or Hospital
  • Hospital Indemnity with Enhanced 24 Hour Accident Plans
  • Critical Illness Up to $50K
  • No Deductible Plans
  • No Co-pay Plans

Isn't it time we take back control of our HealthCare?

Customize a plan for you and your family.

Licensed in Maryland, Virginia, West Virginia, Delaware, Pennsylvania, Indiana, Ohio, Michigan, South Dakota, South Carolina, Tennessee, Alabama, Texas, Florida 

Get a Free Quote Today?

Thank you!
Oops!